Why choose a Professional, Independent Agent?

When you're in the market for insurance, there are three ways you can purchase coverage:

- Professional Independent Agents,

- Captive Agents, or

- Telephone / Internet Representatives

Professional Independet Agents:
>Are local, community members who see you as a neighbor, not just a policy number.
>Help friends and neighbors manage risk.
>Provide personal support and service.  They get to know you and your situation so they can better answer your questions and suggest the best coverage to meet your needs.
>Can offer you choices.  They can find an insurance company and policy that fits you because they represent several companies...not just one.  They don't try to make you fit into a company or policy.  They understand that different people and different situations need different kinds of insurance.

Your local Professional Independent Agent represents several quality insurance companies that offer different policies, different pricing structures and optional endorsements.  Professional Independent Agents offer you choices, based on your needs.

Captive Agents:
>Typically offer you covers from one insurance company.
>Try to make your needs fit within their company's policy.
>Are unable to advice you of options available through other companies.

Telephone / Internet Representatives:
>Generally offer you coverage from one insurance company.
>Are not located in your neighborhood and are not part of your community.
>Are unable to provide personal support or service.